Business Relationship Manager | Toowoomba

Help to shape Toowoomba business landscape.

At Bendigo Bank, we're not just looking for another banker. We're searching for a strategic partner to manage a complex, high-value portfolio and drive significant growth. This is your opportunity to leverage your expertise, operate with autonomy, and mentor the next generation, all while being part of a bank that genuinely invests in the prosperity of its communities.

Your New Domain

As our Business Relationship Manager (Small Business Banker), you will be the face of Bendigo Bank for a diverse portfolio of small businesses across the wider Toowoomba, Darling Downs & Somerset region. You'll move beyond transactional banking, providing insightful, holistic financial solutions for complex lending needs up to $3 million TAE.

Operating with a significant Delegated Lending Authority (DLA), you will have the autonomy to make decisions and deliver results. This is a full-time, hybrid role based out of our local Head Office in Toowoomba, Ipswich or Brisbane, offering the flexibility to balance your work and life.

What your impact will look like:

• Driving the acquisition and growth of a high-value commercial portfolio with a focus on small business clients.
• Building a robust pipeline by strategically networking within your local dynamic business and industry circles.
• Acting as a trusted advisor by analysing complex financial statements and structuring innovative, win-win solutions across areas like Debtor & Equipment Finance, Wealth, and Financial Markets.
• Exercising your Delegated Lending Authority (DLA) to make timely and commercially astute credit decisions.
• Mentoring and coaching other Business Relationship Managers and Associates, sharing your expertise to elevate the entire team's capability.
• Collaborating with Regional Managers, Branch networks, and Credit Risk partners to ensure a seamless customer experience and maintain portfolio quality.

What You Bring to the Table

• A proven track record in a frontline or supporting Business Banking role, successfully managing a complex portfolio of small business clientele.
• Demonstrated expertise in commercial lending, including cash flow lending, credit analysis, and risk management principles.
• Strong commercial acumen and financial analysis skills, with the ability to interpret detailed financial statements and market trends.
• A natural talent for business development, with a history of building and converting a strong sales pipeline.
• Exceptional relationship management and negotiation skills, with the ability to influence and partner with senior stakeholders.
• A tertiary qualification in Finance, Business, or a related discipline.

Why Choose Bendigo Bank?

• Impact and Autonomy: We trust our experts. With a significant DLA, you'll have the authority to make a real difference for your clients and the bank.
• A Culture of Care: Join a team that truly values your contribution, supports your growth, and is committed to creating a diverse and inclusive environment.
• Flexibility that Works: We champion hybrid and flexible work. Let's discuss what a balanced lifestyle means for you.
• Career Trajectory: Grow with us. From leadership and mentoring opportunities to our corporate university 'BEN U', we invest in your professional development.

Ready to Make a Bigger Impact?

If you're a strategic thinker and a passionate banking professional ready to take ownership of a significant portfolio in Toowoomba, we want to hear from you.

Apply Now to build a bigger, better future with us.

To learn more please review the PD Business Relationship Manager.pdf

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.